This Policy covers our information practices and your choices in connection with our Services.
Our U.S. Consumer Privacy Notice applies to our information practices in connection with seeking, applying, or obtaining a financial product or service pursuant to Gramm-Leach-Bliley Act (GLBA).
Our California Resident Privacy Disclosure, applies to the information practices subject to California Privacy Rights Act of 2020 (CPRA).
This Policy does not cover the privacy practices of third parties or service providers that we do not own or control. Certain Services of affiliates may contain different privacy statements, which supplement this Policy.
We are not responsible for the information practices of third parties, including any third party operating a website or service to which our Services link. The inclusion of a link to a third-party feature does not imply endorsement of the linked website or service by us or by our affiliates. When you leave our Services or interact with a third-party feature, you should also read the applicable party's privacy policies and Terms of Service to make sure you understand their information practices.
In addition, we are not responsible for the information practices of other organizations, such as Facebook, Apple, Google, Microsoft, Bing, or any other app developer, app provider, social media platform provider, operating system provider, wireless service provider, or device manufacturer, including with respect to any Personal Information you disclose directly to other organizations or which you enable to be disclosed to other organizations as result of your device or browser preferences through or in connection with your use of the Apps or social media pages.
Our Services are intended for use by residents of the United States. They are not intended to subject us to the laws or jurisdictions of any state, country or territory other than those of the United States.
Our Services are directed towards individuals able to shop, apply, or enroll in the financial service products we offer. Our Services are not directed at nor intended for unemancipated minors or children under the age of 16. We also do not knowingly collect personal information from minors.
Depending on your relationship with us, there are three primary ways we may collect information about you: (1) when you provide it to us, (2) through automated technologies, and (3) by asking others to provide it. We need to collect personal information to provide Services to you. If you do not provide the information requested, we may not be able to provide the Services.
We’ve broken down each of those three categories in further detail.
You may provide information to us in various ways, such as through online forms, over the phone, or other means offered through our Service. For example, on our Website we may ask you some basic questions in order to generate an insurance quote for you. The types of information you provide us fit into two categories.
Personal Information is information that identifies you personally, such as your name, postal address, email address, telephone number, or other contact information.
Non-Personal Information is information about you or your household that, on its own, doesn’t identify you personally, like gender, income, employment status, or products of interest. This also includes information that has been aggregated in a manner such that it no longer reveals your identity
When we combine Non-Personal Information with Personal Information, we treat it like Personal Information for as long as it is combined.
Unless specifically requested, we ask that you do not send us, and you do not disclose, any additional personal information (e.g., information related to government identifiers, racial or ethnic origin, political opinions, religion or other beliefs, health, biometrics or genetic characteristics, or criminal background) during the use of our Services.
If you disclose, to us or to our service providers, any personal information relating to other people in connection with the Services, you represent that you have the authority to do so and to permit us to use the information in accordance with this Privacy Policy.
We may automatically collect certain information from your device or computer regarding how you access and interact with our Services. We call this Usage Information for purposes of this Privacy Policy. Usage Information is a critical part of how we improve your experience on our Websites and, more importantly, provide you with more personalized insights and recommendations, which is the core of what we aim to do.
In some instances, we may combine Usage Information with Personal Information. If we do, we will treat the combined information as personal information as long as it is combined.
There are four types of Usage Information we may collect:
1. Device Information. We collect information about your device, such as your operating system, hardware model, application or browser type and version, browser configuration, IP Address, and unique identifiers associated with your device.
2. Activity Information. We automatically collect certain information in system logs or similar files about your use of our Services, how you interact with our Services and advertisements, and information about data or files that have been uploaded to our Services. This Information may include things like buttons you click and mouse movements, date and time of access, pages visited, web beacons, and cookie or pixel tag information.
3. Information Used to Reidentify. We collect information to try to reidentify you across multiple browsing sessions and devices (for instance, connecting your current browsing session with a prior session).
4. Location Information. We may use certain information to estimate your location such as IP Address. We may also request location-enabled services on your device (which typically provide GPS or Wi-Fi access point details).
Note that you may choose to set your web browser to refuse, limit, or to alert you of certain information practices regarding Usage Information. On your mobile device, you may also adjust your privacy and advertising settings to control whether you want to receive more relevant advertising. If you do make such changes, please note that some parts of our Services, designed to combine digital guidance and human touch, may not function properly, and we may not be able to offer you a personalized experience.
To provide you with more personalized product recommendations, we collect information about you from third parties and from other sources, such as contracted parties, government data sources, public data sources, or an authorized proxy. For example, we may collect information from a third party to verify the address you provided, to help us understand your occupational background, to confirm you are not a bot, or to prevent entering fraudulent information. This also includes when you provide a third-party information and consent to share that information with us to help generate a personalized quote for you.
We use the information we collect from you and third parties to operate our Services, including to provide you with insurance quotes, communicate with you, and take steps to improve your experience. Such business and commercial purposes include:
As a distributor of financial services products, we work with a number of partners to deliver the Services to help a consumer meet their financial needs, and therefore share information with those partners. Although we aim to directly meet all of our consumers’ needs, we also may sell the information you provide us to third parties, to market their financial products and services, and to select insurers, financial institutions, and their Agents who may make insurance, credit, and other offers.
The following is a general list of how we may share your information in connection with your use of our Services:
The table outlines who we may share your information with in connection with our Services:
We may use various technologies to collect and store information in connection with your use of our Services. These may include things like cookies, browser storage, web beacons, and other tracking technologies.
healthsubsidyplan uses cookies and pixel tags to:
We do not currently respond to browser do-not-track signals. If you do not want information collected through the use of cookies, most browsers allow you to automatically decline cookies or be given the choice of declining or accepting a particular cookie (or cookies) from a particular website.
You may also wish to refer to https://www.allaboutcookies.org/manage-cookies/index.html. If, however, if you do not accept cookies, you may experience some inconvenience in your use of the Services and you may not receive advertising or other offers from us that are relevant to your interests and needs.
We, or other parties we do business with, may place or recognize unique cookies or other technologies on your browser when you interact with our Websites to collect information about your use of our Services and your other online activities (over time and across different websites), and may use that information to serve interest-based advertisements and behavioral advertisements to you as you browse the Internet.
To learn more about this information and to learn how to opt out of it in desktop and mobile browsers on a particular device, please review the information below:
Our Websites may also use Google Analytics. Google Analytics uses cookies and similar technologies to collect information about how visitors use our Services. We use the information to compile reports and to help us improve the Services. Google Analytics may also collect information regarding the use of other websites, apps and online resources. You can learn about Google’s practices by going to www.google.com/policies/privacy/partners, and exercise the opt-out provided by Google by downloading the Google Analytics opt-out browser add-on, available at https://tools.google.com/dlpage/gaoptout.
Our Websites may also use third-party analytics tools such as Verisk Analytics, ActiveProspect, Jornaya, LogRocket, Datadog, Microsoft Clarity, and Google Tag Manager to track page content and click/touch, movement, scroll, and keystroke activity.
We seek to use reasonable administrative, technical and physical safeguards, and other security measures to protect personal information within our organization from growing threats. Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure. Please note that information you send to us electronically may not be secure when it is transmitted to us. We recommend that you do not use unsecure channels to communicate personal information to us through the use of the Services. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the contact methods provided below.
We retain personal information for as long as needed or permitted in light of the purpose(s) for which it was obtained and consistent with applicable law.
This Privacy Policy is effective as of July 2023. We reserve the right to change this Privacy Policy at any time. We will note within the Privacy Policy when it was last updated. Any changes to this Privacy Policy will be effective as of the day they are posted. Use of our Services following these changes signifies acceptance of the revised Privacy Policy.
We appreciate you taking the time to read this. If you have questions regarding this policy or information practices, you can email us at [email protected]
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healthsubsidyplan.com is not an insurance or operating company. We act as a connecting platform, linking individuals with insurance providers and affiliated organizations. The plans we offer are insured or covered by reputable Medicare Advantage organizations with valid Medicare contracts. Plan enrollment is subject to contract renewal with Medicare. Our range of options includes Major Medical Plans, Short Term Plans, Christian Health Plans, Health Sharing Plans, discount cards, and Fixed Indemnity Plans. Please note that plan descriptions provided are for informational purposes only and are subject to change.
healthsubsidyplan.com is an independent entity and is not affiliated with any specific insurance plan. We do not endorse or represent any particular plan. It's important to note that we may not offer every plan available in your area. The information we provide is specific to the plans we offer within your location. For comprehensive information on all available options, we recommend contacting Medicare.gov or calling 1-888-777-5555.
By utilizing our site, you acknowledge that you have reviewed and agreed to the Terms of Service and Privacy Policy. It's important to understand that Coveragesubsidy.com is not associated with the U.S. government or the federal Medicare program. Our purpose is to provide insurance-related information and assistance. If needed, a licensed agent may contact you to discuss these insurance options further